By now you have started thinking about the upcoming year, but here is some helpful hints to make the year-end smoothly.
1. Since you have hopefully reviewed your Part D plan, review all your other insurance plans & update it for any changes. Check out the limits of replacement, what is the exclusion, any specialty items, household inventory — an itemized list of your personal belongings, etc. Let you family know where the policies are kept & kept a copy someplace other than in the home which could be destroyed.
2. Distinguishing what is trivial from what is not for your paperwork, How quickly could we access our birth certificates, immunization records, wills, vehicular titles, or even three-month-old credit card statements? Did we file them away and, if so, where? How long would it take to find—or replace—them? Keeping a list of important household papers can save you time and give you the peace of mind of knowing that you’re prepared
3. Review all of your legal documents such as your will, trust, living will, powers of attorney, or other estate- or end-of-life planning documents & make sure there has been any Life events such as Birth of children or grandchildren, Death of a loved one, Changes in tax, estate, probate, or trust laws, A major change in your financial circumstances, Marriage or divorce or evening moving to another state. Once it has been review & is current make sure that it is recorded with the proper court etc. Also make sure someone else knows where they are located if you are unable to speak, etc.
4. Create a file to keep your new proof of income, which is sent in Dec so you know where is it next year. Also create another file/envelope to put all your tax paperwork that you have started receiving so when you are ready to file your taxes, you will have all of your paperwork in one spot.
5. Talking with your loved ones, your healthcare providers, and even your friends are all-important steps to make your wishes known. These conversations will relieve loved ones and healthcare providers of the need to guess what you would want if you were ever facing a healthcare or medical crisis. You need to keep this ongoing so if you have any changes everyone will know. Is also goes back to review & updating your paperwork & letting family or others know where they are kept.
6. Go through all of you old files and shed items that are not needed anymore. If you don’t have a shredder, check to see if anyone is having a shed-a-thon.
7. Go through your old medication, we all have some laying around that we forgot to finish taking. Call your local health dept to see how to properly destroy them, check with local law enforcement to see if they have a locked drug drop off box, or check with your local pharmacy on how to destroy them.
8. Clean out your can items from your hurricane kits so that they will be fresh when needed
9. Making sure that you schedule a regular annual checkup can help in early detection and prevention
10. Have a family member or other do a fall prevention walk through & check for items such moving cords out of walkways, having good lighting near beds and taping down edges of carpet and rugs. You can download fall prevention home safety checklist from many different sites. Doing this could help prevent fatal and non-fatal injuries, which happens in 1 in 3 Americans aged 65+ who fall each year.
If you take a few minutes with these helpful hints, you can start the New Year knowing that you are prepared.